You can make a pretty straightforward financial case for downsizing in retirement.  Sell a home that’s appreciated significantly, move somewhere smaller and less expensive, unlock equity, reduce costs, and simplify your lifestyle. If you’re a Bay Area homeowner, you’ve likely watched your property value climb for decades, which makes the prospect of selling even more […]

Selling your business produces quite the task list.  Retaining legal counsel, signing NDAs, preparing financial statements, commissioning a valuation, structuring the deal’s taxes, negotiating the purchase agreement, managing employee communications — just to name a few.  Chances are your company’s retirement plan isn’t high on the list. At least, not until someone asks about it […]

At some point, you may ask yourself: how much do I tell my family about what I’m planning to leave them? It’s a difficult question. Share too little and your heirs may feel blindsided — by amounts they didn’t expect, by decisions they don’t understand, and by a process they don’t know how to navigate […]