Most of the people I work with have spent decades making good decisions. They’ve run businesses, climbed the corporate ladder, invested consistently, and lived within their means even as their means expanded. While their paths may be different, they tend to share a common set of qualities: discipline, good instincts, patience, and deliberate decision-making. Because […]

Losing a senior employee is expensive. According to the Work Institute’s 2025 Retention Report, replacing an employee costs roughly 33% of their annual salary in recruiting, onboarding, and lost productivity. For a senior attorney, advisor, or physician earning $300,000+, that’s at least $100,000 — before accounting for disrupted client relationships and the institutional knowledge that […]

You’ve maxed out your 401(k).  You’ve added profit sharing contributions.  And yet, when you look at your tax bill, you’re still writing a check to the IRS that feels like a significant portion of your annual productivity. Traditional retirement vehicles have a ceiling. In 2026, a profit sharing 401(k) plan can provide annual contributions of […]