You’ve maxed out your 401(k).  You’ve added profit sharing contributions.  And yet, when you look at your tax bill, you’re still writing a check to the IRS that feels like a significant portion of your annual productivity. Traditional retirement vehicles have a ceiling. In 2026, a profit sharing 401(k) plan can provide annual contributions of […]

The United States turned 250 years old a few days ago.   For investors, the milestone is a chance to celebrate one of history’s most remarkable engines of innovation and wealth creation.   Every generation has been convinced that America’s best days were behind it. There have been plenty of reasons for pessimism: World Wars, the Great […]

There’s a lot of retirement planning content out there.  And it runs the expected gamut — transitioning from accumulation to decumulation, coordinating Social Security benefits, managing investments, making healthcare decisions, and so on. Those are important. But it almost always assumes both you and your spouse are aligned on the fundamental question:  Are we ready […]