Losing a senior employee is expensive. According to the Work Institute’s 2025 Retention Report, replacing an employee costs roughly 33% of their annual salary in recruiting, onboarding, and lost productivity. For a senior attorney, advisor, or physician earning $300,000+, that’s at least $100,000 — before accounting for disrupted client relationships and the institutional knowledge that […]

You’ve maxed out your 401(k).  You’ve added profit sharing contributions.  And yet, when you look at your tax bill, you’re still writing a check to the IRS that feels like a significant portion of your annual productivity. Traditional retirement vehicles have a ceiling. In 2026, a profit sharing 401(k) plan can provide annual contributions of […]

The United States turned 250 years old a few days ago.   For investors, the milestone is a chance to celebrate one of history’s most remarkable engines of innovation and wealth creation.   Every generation has been convinced that America’s best days were behind it. There have been plenty of reasons for pessimism: World Wars, the Great […]