Over the previous decade, it didn’t matter much whether you left cash at the bank or put it in a money market fund, CD, Treasury, or under your mattress.

Today, though still modest, savings account rates are at their highest level since the Great Recession. Meanwhile, yields on cash alternatives have skyrocketed.

Discoveries like these will generate significant benefits in the coming decades. Companies will harness their power and disseminate their value throughout the global economy. Diversified and patient investors will capture much of that value.