Informed Decisions Drive Better Outcomes

Why “Fee-Only” is Important When Working with an Advisor

The world runs on incentives. Often, the challenge in investing is to figure out how to entrust your money with people whose incentives are best aligned with your own.

Beware of Forecasting Season

January means it’s time for the media to pronounce its always-bold,...

Financial Advice for Your Child

Here is a wonderful blog post by Morgan Housel on financial advice he hopes to one day give his...

How to Approach Down Periods in the Markets

In the short term, markets are about Psychology; in the medium term, they are about Economics; and in the long term, they are about...

What If I Bought Apple…

There is a tendency, even among those who have owned Apple, to daydream about having jumped on board even earlier: "But what if I had bought Apple right after its IPO in 1980?!"

No Pain, No Gain: Dealing with Volatile Markets

The best (though understandably frustrating) explanation for the present volatility is that stock markets are doing what they often do in the short-term: fluctuate unpredictably.

Risk Is Counterintuitive: Avoid Following the Herd

Fear of the unknown is an instinct that helps us survive, but acts against our better judgment as investors. It pushes us toward the perception of safety....

“The Market Is at an All-Time High…” What Does this Mean for Investors?

"On a daily basis, the S&P 500 trades at an all-time high 7% of the time and trades within 5% of an all-time high 36% of the time. This means that on 43% of all days, since the S&P 500’s...

Emerging Markets Overview

“Emerging markets” is an asset class of developing countries that share little in common geographically, economically, or in size. What does unite them is higher expected returns and higher...

The Power of Investing Diversification

Here are a couple of fantastic slides that highlight some favorite themes: diversification and the average investor's behavioral biases.

Warren Buffett Wisdom

As you may know, we're big fans of Warren Buffett. His latest annual letter to...

“Market Timing” is Why Many Individual Investors Underperform the Markets

In a handful of words, this evocative quote by Tadas Viskanta - “Market Timing is a Gateway to Cash Addiction” - cuts to the core of a psychological...